🗺️ A Guide to Real Money Online Casino Payment Methods

With the popularity of online casinos rising due to a steady stream of legalization efforts across the US, online casino payment methods are becoming both more important and varied for players. But how do they really work? What are the best methods? Do all online casinos accept the same methods? How can players really choose the best method? These questions become more important when players take into account the fact that some methods have hidden charges, unclear terms and conditions, or even longer approval times than others.

Here at real-money.net we take a closer look at the most common and popular casino payment methods offered by the industry’s leading brands including:

DraftKings BetRivers Casino
BetMGM Casino Online Resorts Casino
Borgata Mohegan Sun
Unibet Wynn Casino
HardRock Casino 888 Online Casino
Ocean Casino Caesars Casino
SugarHouse Casino Party Casino

💳 Credit and Debit Card Online Casinos

Think about how often you use your credit or debit card for purchases. A lot right? Despite their popularity for everyday use, credit and debit cards are a different beast when it comes to online casinos. While Visa and MasterCard have become generally more accepted and common, other providers such as Discover or American Express still have issues with online casino transactions. Using the cards directly can still lead to declined transactions. However, using credit cards to fund e-wallets such as PayPal or Skrill can be a convenient workaround.

How to Use Credit/Debit Cards as an Online Casino Payment Method

While not every online casino has an identical process, the brands covered here largely use the same system for making a deposit. 

What Brands Accept Credit Card Casino Transactions?

Are There Are Deposit and Withdrawal Fees with Credit Card Casinos?

The short answer is that it depends. Some online casinos will charge a withdrawal or deposit fee, while some credit and debit card providers will charge a fee (sometimes 2-3%) for the transaction. Before playing, make sure to check with your card provider, bank, and the online casino you’re playing at. 

💳 Playing at Prepaid Card Casinos 

Given some of the difficulties of playing with credit/debit cards at online casinos, prepaid cards have become a more popular payment method. So much so, that some casinos are even offering their own cards that can be funded via credit/debit cards or even cash at the cage (if the online casino in question has a physical location). Otherwise, there are trusted and safe third party companies such as Play+ that the top brands work with to provide prepaid cards.

How to Use Prepaid Cards As an Online Casino Payment Method

While each casino prepaid card is slightly different, the process of using it is largely comparable and simple. In order to use a prepaid card, purchase the card with the amount you want to deposit. Alternatively, after purchasing the card, be sure to fund it with the desired deposit amount. Once you have the card, be sure to select prepaid card as your preferred method at your prepaid casino of choice.

What Brands Offer Prepaid Card Casino Transactions?

Are There Fees for Prepaid Card Casinos?

Short answer: it depends on the prepaid card provider. Some prepaid card providers do indeed charge fees for transactions such as ATM usage and others. However, Play+ generally does not charge deposit and withdrawal fees at the brands reviewed here. Be sure to check with your provider before using your prepaid card!

💻 Playing at PayPal Casinos: How Does It Work?

The popularity of e-wallets for managing personal finances has increased in recent years, with the phenomenon even spreading to online casinos. PayPal is a great method because it can be used at many brands as both a deposit and withdrawal method and is largely easy, cheap, and fast. Coupled with the fact that many users can easily keep track of their bankroll and it is easy to see why PayPal is one of the strongest options available.

How to Use PayPal as an Online Casino Payment Method

Before using PayPal as your casino payment method, you first need to make sure your account has funds, which can be added using your credit card or bank account. After your account has been funded, you’re ready to use it at your online casino of choice! First, visit your cashier page, then select PayPal as your preferred payment choice. You may be asked to login to PayPal, so have your account info handy. Select the amount you want to play with and confirm your transaction to get started! 

What Brands Accept PayPal Casino Transactions

Are There Fees for PayPal Casinos?

While PayPal itself does not charge specific fees for online casino play, they do charge the casino itself. In which case, online casinos will sometimes make players cover the fees themselves by imposing fees on PayPal transactions. Before playing, be sure to check your brand’s FAQ information. 

💻 Playing at Skrill Casinos: How Does It Work?

Similar to PayPal (though less popular), Skrill is an ewallet for money management that players can use for online payment and money transfer services. Given the convenience and success of similar companies, many online casinos in the US have begun accepting it as an authorized payment service.

How to Use Skrill as an Online Casino Payment Method

First thing’s first: make sure your Skrill account is funded before you make a deposit at your online casino of choice. You can do so with your credit card or bank account. Once you have funds in your account, you’re ready to choose Skrill as your preferred casino payment method. First, visit the “Cashier” page of your account and then select Skrill from the list of options, and you’re good to go.

What Brands Accept Skrill Casino Transactions

Are There Fees for Skrill Casinos?

Skrill and most online casino brands do not charge players a deposit fee. However, players wishing to make a withdrawal using Skrill will have to pay a $5.50 fee.

Playing at Neteller Casinos: How Does It Work?!

Similar to PayPal or Skrill, yet not as widespread, Neteller is an e-wallet allowing users to transfer money and make payments. The account is funded either by credit card or bank account. 

💻 Playing at Neteller Casinos: How Does It Work?!

Similar to PayPal or Skrill, yet not as widespread, Neteller is an e-wallet allowing users to transfer money and make payments. The account is funded either by credit card or bank account. 

How to Use Neteller as an Online Casino Payment Method

Just as is the case with any e-wallet, you must first ensure that your Neteller account has funds in it before you can make deposits and withdrawals when playing at an online casino. After ensuring that your account is funded, visit the “cashier” page at your online casino and under the deposit/withdrawal/payment method selection options, choose Neteller as your casino payment method.

What Brands Accept Neteller Casino Transactions

Are There Fees for Neteller Casinos?

From the side of the online casino operator, Neteller does not carry any fees. However, Neteller does charge users a 2.5% fee for funding their account from the approved methods. They also charge a 2.99% fee for sending money to other Neteller users. However, the good news is that they do not charge fees for receiving money or paying online for goods and services.

💱 Playing at ACH Casinos: How Does It Work?!

ACH/e-check casino payment methods tend to be secure and relatively painless. In plain terms, ACH (automated clearing house) allows players to transfer money from their personal checking accounts to an online casino’s bank account via the ACH network. Despite oftentimes being referred to separately, ACH/e-check and VIP Preferred e-check are essentially the same method! Each utilize the same automated clearing house (ACH) network. However, be aware, as there can sometimes be delays until transactions are approved!

How to Use ACH as an Online Casino Payment Method

First, visit the “cashier” or banking section of your online casino. Then from the list of payment options, be sure to select ACH/e-check. You will then be required to enter in your relevant banking information (such as account and routing numbers). All that is left is to choose the amount you wish to deposit and you’re set. Some online casinos require different types of identity verification information such as a driver’s license photo, so keep your documents handy.

What Brands Accept ACH Casino Transactions

Are There Fees for ACH Casinos?

ACH/e-check tend to have some of the best terms when it comes to fees. Typically, if there are any fees, it comes from the side of the ACH casino and not the player’s bank. So, before choosing ACH/e-check as your online casino payment method, be sure to check with your preferred casino.

🏦 Playing at PayNearMe Casinos: How Does It Work?!

In as few words as possible, PayNearMe is a service that allows you to make payments at participating businesses, such as CVS or 7-Eleven. In terms of deposits and withdrawals, participating online casinos will allow players to make deposits only in cash! It is important to know that withdrawals are NOT possible using PayNearMe.

How to Use PayNearMe as an Online Casino Payment Method

As mentioned, PayNearMe can only be used for deposits and not withdrawals. In order to make a PayNearMe deposit, players must first access their online casino account. Then, after visiting the cashier/banking page, players must select PayNearMe from the list of available options. Many brands will allow players to find participating locations near them by inserting their zip code. After choosing a deposit amount, players have the option of either printing their unique PayNearMe deposit barcode or having it sent to their mobile device. After which, players have to travel to the participating location, provide the barcode, and make their cash deposit.

What Brands Accept PayNearMe Casino Transactions

Are There Fees for PayNearMe Casinos?

While the online casinos reviewed here do not charge fees for PayNearMe deposits, there may be a fee added at the participating location (7-Eleven, CVS, Family Dollar, etc.). These fees can range up to $5.99 per deposit.

🌎 Playing at Discover Casinos: How Does It Work?!

Despite being a major US credit card brand, Discover is not as widespread of a casino payment method as other major cards such as Visa or MasterCard. Information as to why Discover is not as popular of a casino payment method is scarce and highly speculative, but the good news is more brands are starting to offer the provider as an accepted method. 

How to Use Discover as an Online Casino Payment Method

Similar to Visa or MasterCard, players wishing to use Discover as their preferred online casino payment method need to first access the cashier/banking page of their casino account. Once there, players must select Discover from among the approved payment methods. After selecting Discover, users must add in the relevant information such as card number, expiration date, CVV, and whatever else. Once the details have been verified, real money play is live.

What Brands Accept Discover Casino Transactions

Are There Fees for Discover Casinos?

Despite there being no explicit annual fee or online casino-specific fee, Discover cards can come with steep interest rates and additional fees, with some sources indicating interest fees from around 11%-24%. However, Discover does offer reasonable cashback rates on select transactions! So before using Discover at your favorite online casino, be sure to check with your card provider regarding fees.

➕ Playing at Play+ Casinos: How Does It Work?!

Play+ cards are an extremely popular online casino payment method, with many casinos partnering directly with Play+ to offer a branded card complete with perks. As mentioned above, prepaid cards such as Play+ are very popular options that provide a safe and secure banking service to players that can be used for both deposits and withdrawals.

How to Use Play+ as an Online Casino Payment Method

In order to use Play+ at your preferred online casino, you will first need to sign up for a card at your online casino. To do so, log in to your casino account and go to the cashier page. Once there, select the Play+ option and add a new account. You will be required to provide identifying information such as your SSN, address, and more. Once your account has been verified you can fund your Play+ account using a credit or debit card card or bank transfer.

What Brands Accept Play+ Casino Transactions

Are There Fees for Play+ Casinos?

Play+ prepaid cards have no signup fees, deposit fees, or monthly charges, which is another reason why so many brands and players prefer this easy to use option. However, bettor beware! There are withdrawal fees at ATMs, usually around the $2 mark.

📱 Playing at Apple Pay Casinos: How Does It Work?!

iPhones have basically become an extension of our arms. It is only natural that people can now use them to seamlessly pay for things, even online casino play. Given that the feature is tied to your credit card and/or bank account, many of the same practices apply, including limitations to accepted card types. However, players should be aware that Apple Pay is currently only available through Safari on mobile web.

How to Use Apple Pay as an Online Casino Payment Method

First, access the cashier/banking page of your online casino account. Once there, access the payment options page and select Apple Pay as your preferred casino payment method. Choose a deposit amount, sign in to your Apple account, and make your deposit! Boom, you’re ready to play.

What Brands Accept Apple Pay Casino Transactions

Are There Fees for Apple Pay Casinos?

Apple and online casinos do not explicitly charge fees for using Apple Pay as a payment method. However, given that Apple Pay functions as a payment method for various credit and debit cards, you should still check with your provider before using it to see if there are fees attached.

🧾 Playing at VIP Preferred e-Check Casinos: How Does It Work?!

VIP Preferred e-checks function the same as ACH/e-check services and for our purposes here, are indistinguishable from one another. VIP Preferred relies on the same automated clearing house (ACH) network that allows players to transfer money from their bank account to the online casino. The only significant difference between the two is that when a player registers for VIP Preferred, they are automatically eligible to use VIP Preferred at all online casinos that accept the program. Players merely have to choose VIP as their preferred casino payment method.

How to Use VIP Preferred e-Check as an Online Casino Payment Method

In order to use the VIP Preferred service, you must first enroll with the program and register one of your bank accounts to the service. In order to register, players must provide identification and personal information as well as a check with matching ID and routing and account numbers. Once you’re registered with VIP Preferred, visit your cashier page at your online casino and choose VIP Preferred as your payment method of choice from the list of options.

What Brands Accept VIP Preferred e-Check Casino Transactions

Are There Fees for VIP Preferred e-Check Casinos?

One of the biggest pros for VIP Preferred online casinos is that there are no fees assessed either by the VIP Preferred service itself or the online casino. 

🏦 Playing at Bank Transfer Casinos: How Does It Work?!

Bank transfers are a common and secure method for funding your online casino account and are nearly universally supported by all major brands. They are fairly straightforward and as the name suggests, all this method does is transfer funds directly from your bank account to your preferred online casino account. 

How to Use Online Bank Transfers as an Online Casino Payment Method

As mentioned above, this is fairly straightforward process. Simply visit the cashier page at your online casino of choice and access your payment methods section. From the list of available options, select “wire transfer” as your preferred method. From here, the process may differ by brand, but in general, you must choose the amount you want to transfer and enter in the required banking information such as the account and routing number and more. Be aware that there may be a minimum deposit required!

What Brands Accept Online Bank Transfer Casino Transactions

Are There Fees for Online Bank Transfer Casinos?

Despite being very widespread and relatively easy, bettor beware of bank transfers! Many financial institutions require banking fees for transfers, even if they are low.

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